Loadings and Exclusions. What do they mean?
With the aging Australian population Life Insurers are beginning to take a much closer look at the medical history of applicants for Life Insurance. Problems can also arise from the younger generat...
Takeover Terms
Just because you have a had a change in your medical history doesn’t mean you cant move to a new insurer to get a better product.
Generally speaking if you have had a change in your me...
Underwriting - The Process
Many of the articles listed on this website refer to the process of underwriting, But what does underwriting mean.
Underwriting is the process by which an Insurer will determine if an applic...
Pyrah Insurance Group - A History
Always give the facts
When it comes to insurance, whether it is for your business or yourself, the devil is in the details. Everytime an insurance product is started, regardless of the type of insurance being taken out,...