Search Results for "claim/"

1. HIV and Income Protection claims
   With the recent revelation of a dentist in North Queensland who has been treating patients whilst unknowingly being infected with the HIV virus, it is important to consider what would happen to you...
2. Income Protection vs. Sickness and Accident Insurance
   The insurance industry has become increasingly more complex over the past two decades. A perfect example of the changes that have occurred can be seen in the comparison of Income Protection with Si...
3. Life Insurance & Definitions
   When people think about select a policy for Life Insurance, Trauma Insurance or Income Protection a few points usually spring to mind. These are: The level of cover required, the price of the cover...
4. Loadings and Exclusions. What do they mean?
   With the aging Australian population Life Insurers are beginning to take a much closer look at the medical history of applicants for Life Insurance. Problems can also arise from the younger generat...
5. Takeover Terms
   Just because you have a had a change in your medical history doesn’t mean you cant move to a new insurer to get a better product. Generally speaking if you have had a change in your me...
6. Underwriting - The Process
   Many of the articles listed on this website refer to the process of underwriting, But what does underwriting mean. Underwriting is the process by which an Insurer will determine if an applic...
7. Working whilst on Income Protection
   Whilst most of us hope that we never need to make a claim for income protection most of us will need to make a claim at some point in our lives and if you are self employed an injury or illness cou...
8. Public Liability
   We, at Pyrah Insurance group, are often asked by our clients why do I need Public Liability Insurance? Who is going to sue me? While this might seem like a valid argument all you need is for...
9. New Insurance Company - Accelerate
   Pyrah Insurance Group is excited to announce access to a new line of insurance products offered by Accelerate, a division of Tower Australia. PIG is one of only two insurance brokers in the Illawar...
10. Selecting the right Insurance Company
    Insurance should form an integral part of any plan for personal or business needs. However it is more important to consider more than just what you need to insure, you need to also look at the comp...
11. Insurance. How to protect your investment
    If you have every invested your hard earned money in a business venture you will know that it can be a very large risk to take. As in all things, there are ways to reduce your exposure to the risk ...
12. Insurance & Terrorism
    Without doubt the world as we know it has changed with the increased occurrence of terrorism. Luckily, to date Australia has not been affected within our borders but to many it is only a matter ...
13. What to ask your advisor
    When purchasing insurance cover there are a number of question that you should ask your advisor. Many people simply purchase all the insurance they can afford and believe that they will be covered ...
14. Rewards for Fleet Operators
    Isn’t it about time someone recognized all those things you’ve put in place to do the right thing? Pyrah Insurance Group is pleased to announce a corporate alliance with ServiceTracke...
15. The future looks bright for Brokers
    Despite predictions from Insurers around Australia of the decline of Insurance Brokers recent statistics indicate that demand for assistance from Insurance Brokers is actually growing. NIBA ...
16. Why use an Insurance Broker
    There are a number of reasons for using an insurance broker that may not be immediately apparent. Nearly every Insurance Broker will say they can get you the best price for your insurance po...
17. Insurance & Tax Deductibility
    To many, Tax & Life Insurance are dirty words but they don’t need to be. There are a number of tax related benefits to holding Life, Trauma or Income Protection. It is important to note at th...
18. Always give the facts
    When it comes to insurance, whether it is for your business or yourself, the devil is in the details. Everytime an insurance product is started, regardless of the type of insurance being taken out,...