Childrens Trauma - When the unthinkable happens
Why would you want to insure your child against a serious illness, injury or even death? Sounds morbid doesn’t it? Not really. Wouldn’t you want to ensure that you could take time off t...
Life Insurance & Definitions
When people think about select a policy for Life Insurance, Trauma Insurance or Income Protection a few points usually spring to mind. These are: The level of cover required, the price of the cover...
Trauma Cover. What is it and why have it?
We all know of someone who has been suddenly diagnosed with Cancer or a serious medical condition, had a heart attack or stroke. It could be a neighbour, a friend, a work colleague or even a ...
Underwriting - The Process
Many of the articles listed on this website refer to the process of underwriting, But what does underwriting mean.
Underwriting is the process by which an Insurer will determine if an applic...
Australian Medical Statistics
Cancer
In Australia, 40 new cases of Cancer is diagnosed every hour or 350,000 cases per year. [1]
In women the most common form and the single largest killer within the age range of 25 –...
Trauma Cover – Just what the doctor ordered.
Ask any doctor and they will tell you that to recovery after a serious illness or accident the body needs to rest. But in most cases that is easier said than done when you have no income and medica...
Insurance and Life Expectancy
When an insurer is establishing the premium we need to pay on a Life insurance policy one of the major determinants is Life expectancy. Generally speaking women have enjoyed lower premiums across t...