We all know of someone who has been suddenly diagnosed with Cancer or a serious medical condition, had a heart attack or stroke. It could be a neighbour, a friend, a work colleague or even a family member.
When it does happen it makes all of us realise just how precious life is.
Many people begin to ask, what would I do if it happened to me? How would my family cope? How would I survive? How would I pay my bills?
In the early 1990’s Trauma insurance was introduced to the Australian Market. Originally created in South Africa to provide cover for heart valve replacement surgery it was soon introduced to the US market by several American Insurers who modernised Trauma cover by adding many of the Illnesses covered today.
Trauma Insurance provides for a lump sum payout to the Insured Person for anyone of the following:
- Aplastic Anaemia
- Blindness
- Cancer
- Cardiomyopathy
- Chronic Kidney (renal) Failure
- Chronic Liver Failure
- Chronic Lung Failure
- Coma
- Coronary Artery Angioplasty – Triple Vessel
- Coronary Artery Surgery
- Deafness
- Dementia
- Encephalitis
- Heart Attack
- Open Heart Surgery
- HIV – Medically Acquired
- HIV – Occupationally Acquired
- Intensive Care
- Intracranial Benign Tumour
- Loss of Speech
- Major Head Trauma
- Major Organ Transplant
- Meningitis
- Motor Neurone Disease
- Multiple Sclerosis
- Muscular Dystrophy
- Out of Hospital Cardiac Arrest
- Paralysis
- Parkinson’s Disease
- Primary Pulmonary Hypertension
- Repair or Replacement of Aorta
- Repair or Replacement of Values
- Severe Burns
- Stroke
