At PIG we pride ourselves on always recommending the best insurance plan to suit your needs at a price you can afford. This is more than a legal requirement put in place as part of the Financial Services Reform Act (FSRA), it is a core belief within our company. As a result whenever you talk to a financial adviser, whether it is PIG or another company, you can be sure that the advice you are given is the most appropriate to your needs.

We take this a step further. Whenever we discuss the insurance needs of our clients we understand that insurance can be a big expense to the budget. Our approach is to recommend the best product for you based on your needs and then try to rollback the cover until a point is reached where the cover is affordable as well as comprehensive.

We like to call this common ground.

When you consider that a comprehensive insurance plan combining Life, Trauma & Income Protection can easily cost upwards of $4,000 per year it is vital for both you and your advisor to reach agreement on both the premium cost and benefits of the policy. The whole purpose of common ground is to ensure that you get the best policy within your budget.

Common ground involves a number of different steps. First, we will consult with you and outline the most appropriate policy for you and the cost involved. We then review your needs, the costs and your budget. Taking these three factors into account we will then attempt to reduce the level of cover, whilst maintaining the core requirements, in an effort to reduce the cost. Once agreement has been reached, we have found the common ground.

We are proud that we always give out clients the best price possible within their individual budgets but maintain the highest level of cover possible.