Category » Concepts and Processes

There were 14 questions found in this category:

1. Always give the facts
   When it comes to insurance, whether it is for your business or yourself, the devil is in the details. Everytime an insurance product is started, regardless of the type of insurance being taken out, the policy holder has a responsibility to advise the insurance company of all the facts. There ...
2. Common Ground ..What it means to you.
   At PIG we pride ourselves on always recommending the best insurance plan to suit your needs at a price you can afford. This is more than a legal requirement put in place as part of the Financial Services Reform Act (FSRA), it is a core belief within our company. As a result whenever you talk to ...
3. Insurance. How to protect your investment
   If you have every invested your hard earned money in a business venture you will know that it can be a very large risk to take. As in all things, there are ways to reduce your exposure to the risk of investment, one of these options in through Insurance. While you cannot insure the loss of y ...
4. Downloadable Financial Services Guide
   Since the introduction of the Financial Sectors Reform act 2001 (FSRA) all Risk Insurance Advisors have been required to provide a Financial Services Guide (FSG) to all clients as soon as practical before any advice is given. This guide outlines who the advisor is, what services they are licenc ...
5. Insurance & Tax Deductibility
   To many, Tax & Life Insurance are dirty words but they don’t need to be. There are a number of tax related benefits to holding Life, Trauma or Income Protection. It is important to note at the outset that not all insurance is tax deductible. There are many different variables that appl ...
6. Why use an Insurance Broker
   There are a number of reasons for using an insurance broker that may not be immediately apparent. Nearly every Insurance Broker will say they can get you the best price for your insurance policy and this may be true for the first year. But in most cases the first year is the only time you wi ...
7. The future looks bright for Brokers
   Despite predictions from Insurers around Australia of the decline of Insurance Brokers recent statistics indicate that demand for assistance from Insurance Brokers is actually growing. NIBA CEO Noel Patterson, speaking at the Stateplan conference in Victoria last week, said the 2006 JP Morga ...
8. Rewards for Fleet Operators
   Isn’t it about time someone recognized all those things you’ve put in place to do the right thing? Pyrah Insurance Group is pleased to announce a corporate alliance with ServiceTracker. Over the past decade transport operators have attracted a bad name as a result of questionable dr ...
9. What to ask your advisor
   When purchasing insurance cover there are a number of question that you should ask your advisor. Many people simply purchase all the insurance they can afford and believe that they will be covered no matter what happens. Probably the most important question to ask is about the exclusions that ...
10. Pyrah Insurance Group - A History
11. Insurance and Life Expectancy
    When an insurer is establishing the premium we need to pay on a Life insurance policy one of the major determinants is Life expectancy. Generally speaking women have enjoyed lower premiums across the board, whilst men have had to pay more due to a lower life expectancy. In recent times there ...
12. Insurance & Terrorism
    Without doubt the world as we know it has changed with the increased occurrence of terrorism. Luckily, to date Australia has not been affected within our borders but to many it is only a matter of time. Many people are of the option that should something happen to them that at least their in ...
13. Help us to help you
    Pyrah Insurance Group is a family owned and operated business on the South Coast of NSW. Being a family business the majority of our business comes from referrals by our existing clients. If you know anyone who needs help with there insurance, whether it be insurance for their business or Li ...
14. Selecting the right Insurance Company
    Insurance should form an integral part of any plan for personal or business needs. However it is more important to consider more than just what you need to insure, you need to also look at the company that is providing the cover. You want to be sure that the policy that you take out is going ...